# Hanzo Payments — Hanzo AI > One integration, and the processor becomes a routing decision. A switch between your checkout and the companies that move the money. Payment orchestration # Hanzo Payments One integration, and the processor becomes a routing decision. A switch that sits between your checkout and the companies that actually move the money. You integrate once; it speaks to each processor in that processor’s own language. When one declines a payment another would have taken, it retries there instead of handing your customer an error — and changing processors stops being a project. Get Started Now Explore APIs ### One integration Cards, wallets, bank debits, buy-now-pay-later and crypto through the same API ### No card data Numbers are tokenized in the vault, so this service never holds one ### Route on outcome Send each payment to the processor most likely to approve it ### Retry elsewhere A decline cascades to a backup rather than to your customer ## What sits behind the one integration Each processor has its own API, its own idea of an error, and its own webhook format. This normalises all three, so your code sees one shape whichever of them took the payment. ### Unified Payments Suite #### Smart routing Choose the processor per payment on cost, success rate or latency. The rule lives here, so tuning it is a config change rather than a deploy. #### Cascading retries A soft decline is often a fact about one processor, not about the card. Failed attempts fall through to a backup automatically, and the customer sees one outcome. #### Normalized webhooks Every processor announces a settlement differently. You subscribe to one event shape and keep it when you add or drop a provider. ### What you can see once it is one pipe - •Approval rates, cost and latency compared across processors, on one screen. - •3D Secure where the issuer asks for it, without a second integration. - •Open source, so the routing logic is readable before you trust it. #### Payment Growth Last 7 days ## Automatic Global Tax Compliance Focus on your business while Hanzo handles the complexity of global tax regulations and compliance. ### Automated Tax Management Automatically handle VAT, GST, and regional taxes (including sales tax). - •Real-time tax rate calculation - •Tax exemption handling - •Automated tax reporting ### Fraud Protection Automatic fraud detection and prevention built-in to protect your business. - •Machine learning fraud detection - •Adaptive risk rules - •Chargeback protection ## Customizable Checkout Experiences Create beautiful, high-converting checkout flows that drive revenue growth and customer satisfaction. ### Global Payment Methods - •Cards, wallets, bank debits, buy-now-pay-later and crypto - •Local methods handled by whichever processor supports them best - •The method someone expects to see, in the country they are in VisaMastercardAmexPayPalApple PayGoogle PayiDEALBancontactSOFORT+190 more ### Checkout Interface Fully customizable checkout UI that matches your brand and maximizes conversions. Customizable checkout flow ### Global Reach Regional processors are connectors like any other, so entering a market is a routing rule rather than a new integration. ### Mobile Optimized Responsive checkout flows designed for high conversion on all devices and screen sizes. ### Fully Customizable Customize every aspect of the checkout experience to match your brand identity. ## One API in front of all of them The connectors are the product. Each is a real implementation of one processor’s API, kept behind a single interface so your side never learns their differences. ### Pre-built Integrations Hundreds of pre-built integrations with popular services, including: Salesforce Adobe SAP QuickBooks Shopify WooCommerce Magento WordPress Squarespace NetSuite Xero HubSpot And many more via the Hanzo App Marketplace ### The processor is not in your code You ask for a payment. Which company took it is an answer, not an argument. ``` // Take a payment. You do not name the processor. const payment = await hanzo.payments.create({ amount: 2000, currency: 'usd', customer: customer.id, metadata: { order_id: '6735' }, }); // The routing rule picked one, and says so. // If it had declined, the cascade would already // have tried the next and told you that instead. console.log(payment.status); // 'succeeded' console.log(payment.connector); // 'adyen' ``` API ReferenceCopy Try it ### Easy to Implement Quick integration with just a few lines of code, with SDKs for all major programming languages. ### Comprehensive Documentation Detailed guides, API reference, and code examples to help you integrate Hanzo Payments quickly. ### Explore Our APIs Get started with quickstart guides, examples, and developer tools. API Reference ## When a switch earns its place One processor and one country does not need one. These four do. ### Selling in several countries You sell in more than one country and each one wants a different payment method. Add the connector, write the rule, leave the checkout alone. #### Key Features Local methods Currency routing One checkout Rules per country ### Recovering declines Renewals fail for reasons that have nothing to do with the customer. Retrying through a second processor turns some of those failures back into payments. #### Key Features Retry on a second processor Decline reasons Renewal recovery Rules per code ### Leaving a processor The reason nobody switches is the rewrite. When the integration is here, moving is a routing change, and you can move a percentage first. #### Key Features Move a percentage first No checkout rewrite The same API Roll back at once ### Comparing two of them Run both and read the approval rates side by side. The argument about which processor is better becomes a measurement. #### Key Features Approval rates side by side Split by percentage One traffic, two routes Cost per authorization ### Start Quickly, Scale Instantly No-code solutions available, with setup completed in minutes. Scalable from startup to enterprise-level with consistent reliability. Get Started View Documentation ## Trusted Globally Industry leaders trust Hanzo Payments to manage their complex financial operations. Damon Triller Zoo Skully Bellabeat Lifemed AI " Hanzo accelerated our innovation beyond what we thought possible, helping us launch groundbreaking AI applications at scale. Jay Giraud Founder & CEO, Damon Motorcycles ## Explore Further Discover how Hanzo Payments can transform your business with our comprehensive resources. ### API Reference Detailed documentation on all Hanzo Payments APIs and integration options. View API Docs ### Hanzo App Marketplace Explore hundreds of pre-built integrations and apps for Hanzo Payments. Browse Apps ### Checkout Integration Step-by-step guide to integrating Hanzo Payments checkout into your website or app. Integration Guide ### Case Studies Read success stories from businesses using Hanzo Payments around the world. View Case Studies ## Put one payment through it Point it at the processor you already use, send a live payment, and add the second one when you want to see the difference. Nothing has to move on day one. Get Started Now Contact Sales ## Open source License: Apache-2.0[hanzoai/payments](https://github.com/hanzoai/payments) ## Get Payments Payments processor [Deploy to Cloud](https://console.hanzo.ai/deploy)[Self-host](https://docs.hanzo.ai/docs/services/commerce)