Hanzo Payments
One integration, and the processor becomes a routing decision.
A switch that sits between your checkout and the companies that actually move the money. You integrate once; it speaks to each processor in that processor’s own language. When one declines a payment another would have taken, it retries there instead of handing your customer an error — and changing processors stops being a project.
One integration
Cards, wallets, bank debits, buy-now-pay-later and crypto through the same API
No card data
Numbers are tokenized in the vault, so this service never holds one
Route on outcome
Send each payment to the processor most likely to approve it
Retry elsewhere
A decline cascades to a backup rather than to your customer
What sits behind the one integration
Each processor has its own API, its own idea of an error, and its own webhook format. This normalises all three, so your code sees one shape whichever of them took the payment.
Unified Payments Suite
Smart routing
Choose the processor per payment on cost, success rate or latency. The rule lives here, so tuning it is a config change rather than a deploy.
Cascading retries
A soft decline is often a fact about one processor, not about the card. Failed attempts fall through to a backup automatically, and the customer sees one outcome.
Normalized webhooks
Every processor announces a settlement differently. You subscribe to one event shape and keep it when you add or drop a provider.
What you can see once it is one pipe
- •Approval rates, cost and latency compared across processors, on one screen.
- •3D Secure where the issuer asks for it, without a second integration.
- •Open source, so the routing logic is readable before you trust it.
Payment Growth
Automatic Global Tax Compliance
Focus on your business while Hanzo handles the complexity of global tax regulations and compliance.
Automated Tax Management
Automatically handle VAT, GST, and regional taxes (including sales tax).
- •Real-time tax rate calculation
- •Tax exemption handling
- •Automated tax reporting
Fraud Protection
Automatic fraud detection and prevention built-in to protect your business.
- •Machine learning fraud detection
- •Adaptive risk rules
- •Chargeback protection
Customizable Checkout Experiences
Create beautiful, high-converting checkout flows that drive revenue growth and customer satisfaction.
Global Payment Methods
- •Cards, wallets, bank debits, buy-now-pay-later and crypto
- •Local methods handled by whichever processor supports them best
- •The method someone expects to see, in the country they are in
Checkout Interface
Fully customizable checkout UI that matches your brand and maximizes conversions.
Global Reach
Regional processors are connectors like any other, so entering a market is a routing rule rather than a new integration.
Mobile Optimized
Responsive checkout flows designed for high conversion on all devices and screen sizes.
Fully Customizable
Customize every aspect of the checkout experience to match your brand identity.
One API in front of all of them
The connectors are the product. Each is a real implementation of one processor’s API, kept behind a single interface so your side never learns their differences.
Pre-built Integrations
Hundreds of pre-built integrations with popular services, including:
And many more via the Hanzo App Marketplace
The processor is not in your code
You ask for a payment. Which company took it is an answer, not an argument.
// Take a payment. You do not name the processor.
const payment = await hanzo.payments.create({
amount: 2000,
currency: 'usd',
customer: customer.id,
metadata: { order_id: '6735' },
});
// The routing rule picked one, and says so.
// If it had declined, the cascade would already
// have tried the next and told you that instead.
console.log(payment.status); // 'succeeded'
console.log(payment.connector); // 'adyen'Easy to Implement
Quick integration with just a few lines of code, with SDKs for all major programming languages.
Comprehensive Documentation
Detailed guides, API reference, and code examples to help you integrate Hanzo Payments quickly.
Explore Our APIs
Get started with quickstart guides, examples, and developer tools.
When a switch earns its place
One processor and one country does not need one. These four do.
Selling in several countries
You sell in more than one country and each one wants a different payment method. Add the connector, write the rule, leave the checkout alone.
Key Features
Recovering declines
Renewals fail for reasons that have nothing to do with the customer. Retrying through a second processor turns some of those failures back into payments.
Key Features
Leaving a processor
The reason nobody switches is the rewrite. When the integration is here, moving is a routing change, and you can move a percentage first.
Key Features
Comparing two of them
Run both and read the approval rates side by side. The argument about which processor is better becomes a measurement.
Key Features
Start Quickly, Scale Instantly
No-code solutions available, with setup completed in minutes. Scalable from startup to enterprise-level with consistent reliability.
Trusted Globally
Industry leaders trust Hanzo Payments to manage their complex financial operations.
Hanzo accelerated our innovation beyond what we thought possible, helping us launch groundbreaking AI applications at scale.
Jay Giraud
Founder & CEO, Damon Motorcycles
Explore Further
Discover how Hanzo Payments can transform your business with our comprehensive resources.
API Reference
Detailed documentation on all Hanzo Payments APIs and integration options.
Hanzo App Marketplace
Explore hundreds of pre-built integrations and apps for Hanzo Payments.
Checkout Integration
Step-by-step guide to integrating Hanzo Payments checkout into your website or app.
Case Studies
Read success stories from businesses using Hanzo Payments around the world.
Put one payment through it
Point it at the processor you already use, send a live payment, and add the second one when you want to see the difference. Nothing has to move on day one.